A credit card is like a broken down washing machine.

As much as you need to wash your clothes, 

The hose is broken, water spills everywhere

And worse of all, your favorite pair of jeans got torn up.

The washing machine is overflowing with tide pods,

and laundry that was way out of your budget.

And yet, you still can’t afford a new washing machine.

Eventually, you get tired of your washing machine and use the laundromat.

Same overpriced laundry, overpriced detergent, the hose is still broken, water is spilling,

And worse of all, you still can’t afford a new washing machine.